FinanceLab gives high school students a risk-free environment to practice budgeting, investing, and economic decision-making.
Launch the Simulation →Core personal finance concepts aligned with high school economics standards
Allocate income, track spending, and manage monthly cash flow under real-world constraints.
Explore stocks, bonds, and compound interest. See how small decisions grow over time.
Understand interest rates, credit scores, and the true cost of borrowing.
Practice opportunity cost and marginal thinking through scenario-based decisions.
A simple three-step process designed for classroom use
Click the button — no login, no install. Works on any school device.
Navigate realistic financial scenarios with immediate feedback on your choices.
Watch how your decisions affect your financial health over a simulated year.
Mapped to common high school economics and personal finance curricula
Gross vs. net pay, W-4 basics, and reading a pay stub.
Emergency funds, savings accounts, and goal-based saving.
How money grows (or costs) exponentially over time.
What stocks are, how markets work, and diversification.
Credit cards, loans, APR, and strategies to pay down debt.
Comparing prices, evaluating value, and avoiding common traps.